10 Ways to Stay Broke…Forever

10 Ways to Stay Broke…Forever: Why Be Rich When You Can Have This Much Fun
How to change your free-spending ways, live luxuriously on a budget, and build a sound financial future

From the founders of GoldenGirlFinance.ca comes a new book on how to get your financial house in order and enjoy the freedom and happiness that comes with a secure financial future. In 10 Ways to Stay Broke. . . Forever, you’ll learn why focusing on living well now is almost always a path to poverty later. You might have a new car, a beautiful house, and a wardrobe to die for, but you’re shortchanging yourself if you haven’t started saving and investing for retirement.

In 10 Ways to Stay Broke . . . Forever, personal finance gurus Laura McDonald and Susan Misner show you how to start planning for tomorrow today. With simple guidance and straight talk about finances, they explain the things women do to stay broke and what you should do instead.

• From the founders of GoldenGirlFinance.ca, the leading personal finance site for Canadian women
• Written in an engaging, accessing, and conversational style that takes the fear out of the complex world of finance
• Features practical, actionable advice for taking control of your personal finances with real-life examples and handy tools

Having money in your pocket is a great feeling. But there’s no more amazing feeling than financial security. Having money in the bank means having power, possibility, and opportunity—and nothing feels better than that!

Table of Contents

Preface: A World of Debt Gone Wild IX
Introduction: Cash Flow Mojo 1
Chapter 1: Finance Everything 11
Chapter 2: Pay the Minimum—on Everything 31
Chapter 3: Spend It All 51
Chapter 4: Buy a Huge House 71
Chapter 5: Buy a New Car 91
Chapter 6: Take a Vacation 111
Chapter 7: Buy More Toys 129
Chapter 8: Pay More When You Can 145
Chapter 9: Shop Every Day 167
Chapter 10: Eat Out 189
Conclusion: You Earned It? 201
About Golden Girl Finance 207
Also from Golden Girl Finance 209
About the Authors 211
Authors’ Note and Thank You 213
Index 215